Monday, 30 March 2026

The times 4 5 hundred rule: Calculate private required capital goals fast

 Assume you get 7% capital gain and 3.5 % inflation and 25% tax. Then calculate you required capital with the factor of 38 (1 / (0.07-0.035) / (1-0.25)) of doing it fast in the head times 40 (times 4, add a zero). This is for the yearly capital requirement. Calculate what you need in one month times 456 to get the capital required for a payout each month (times 400 and times 500 and take the middle).

E.g. I need 3000 per month. it is 1.2M (x400) and 1.5M, so 1.35M capital to get it. 

The times 4 5 hundred rule.


Btw, to get to million, input not 3000 but 3, and do times 4 and times 5 and divide by ten at the end (times 0.45)

Seeing sense in its own death is rationalization

 Coping with its own death is one of the biggest problems. It is one the biggest values of religion. It was a big argument for fascism, where you continue to exist as part of the bigger collective. Recently, I noticed that more and more people state that death is the giver of meaning of sense for live. This sounds like the ultimate rationalization. Since we killed god, we carry the burden of finding sense in live and justifying suffering. Right after we killed him, we tried things lice fascism where the sense is the nation and the suffering is the means to an end. It failed horribly. We still have no answer. Rationalizing death as the giver of sense achieves two things at once. Coping with death and finding sense. I can not see which sense, but this is another story. But I don't see how this would work. If you have so much sense, why not die next week? It gives you the ultimate sense in live. Death is too near? So you want to not die. Just ask the same question next week. Either you want to never die or your live and sense in live fades away so slowly that you just want to die. Where is the sense there? Like with religion, seeing sense in death may be a useful illusion, but it is an invented story we tell ourself. It would be better not to waste time with self illusions and take the won energy to figure out a sense in live and just go with that.

Friday, 27 March 2026

AI assistance for low value tasks only?

 Can AI only help with low valued tasks? This would be bad. Had the idea thinking about the Podcast with Terence Tao where he says that AI makes him 5x faster in non-essential tasks. Tasks he just would not have done without AI. But it worked back then as well. So did he even get faster? AI can not help with the hardest task. These are the high value tasks. It may be a danger that we are drawn into low value tasks then. Or we have more time for the high value tasks. But we had time for them before, as they had high value. A danger is there for sure.

Wednesday, 25 March 2026

Löwenzahnzeit ist die schönste im Allgäu: 10.04. bis 15.04.

 Ich vergesse aber jedes Jahr wann sie ist. Ich gehe gerade meine Bilder durch. 

2025

  • Am 04.04 sind noch keine da
  • Am 15.04. sind richtig viele da
  • Am 19.04. schau es noch gut aus
  • Am 23.04. auch
  • Am 25.04 sehe ich schon einige weiße, aber immer noch das meiste gelb
  • Am 16.05. sind keine mehr da (nur noch vereinzet weiße)
2024
  • 25.03. noch keine da
  • 30.03. schon einige da
  • 02.04. schon schon einige da, aber noch nicht voll
  • 09.04. Maximum
  • 16.04. schon wieder einige weg
  • 04.05. schon recht viele wießen
  • 05.04. nicht mal mehr weiße 
2024
  • 22.04. sind enige da, hier haben wir auch eine Löwenzahn Radtour gemacht. Entsprechend muss es mindestens eine Woche vorher schon da gewesen sein. Keine weißen sichtbar
  • 06.05. Keine mehr da, ein paar vereinzelte weiße.

GPT sagt mir zweiten bis dritten Aprilwoche. In den Bildern sehe ich dass aber auch die erste sein kann. Ich denkemal die erste und zweite, so 10.-15.04. ist ein ganz guter Wert, der zwischen den Jahren sich verändert. 05.04. bis 25.04. als längerer Zeitraum.

DOMS is not Recovery

Delayed Onset Muscle Soreness (DOMS) is not recovery. That much to "listen to your body". In the past I waited until doms is gone. But I can train earlier. Doms is a proxy. But a proxy for what? There is this moment where my muscles reach peak performance after they are recovered, follow by a very slow decay. I need to capture this moment. But confounding factors like sleep or a thousand other ones make measuring strength and thus recovery messy. You get those confounders away via big studies, but not for me as an individual. But it seems that Heart Rate Variablity (HVR) is a good proxy, validated by such studies. But I still have to do my research if this is not just a trend. 

A five minute research tells me to measure only once per day after waking up where there are the least noise causing things in the day, like coffee or stairs. And a chest strap monitor utilizing electrocardiography (ECG), which measures the electrical activity of the heart directly, is more accurate than a Photoplethysmography (PPG) as in a smart watch, which measure blood volume changes optically.

Action: Don't listen to Doms, but measure HRV after waking up.

Tuesday, 24 March 2026

Human as an Agent

 Treat the humans as agents. Build a theory of mind to remember what they can do. Integrate them into a multi-agent system together with other software agents and human agents. Structured output is done via a JSON Schema Auto-Form builder and automatic code generation by a coding agent. Cronjobs are done in an app with push notifications.

In cleanrooms dust particles are huge

On transistors, features are just a few atoms wide. Like here it is 30 atoms wide: https://youtu.be/8DzGp41xcYM?t=203

A typical dust particle is 10,000 and 500,000 atoms wide, so a dust particle spans something like 850 of those features!

The times 4 5 hundred rule: Calculate private required capital goals fast

 Assume you get 7% capital gain and 3.5 % inflation and 25% tax. Then calculate you required capital with the factor of 38 (1 / (0.07-0.035)...